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$1,000 - $10,000 | Rates and terms vary by lender
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Loan Payment Calculator
See what you may qualify for from our lending partners
Select term in months
Rates shown from lending partners
Example calculation only. Actual rates and terms vary by lender and creditworthiness.
Example Monthly Payment
$176
At 15.99% APR*
Example Calculation: This calculator shows an example based on 15.99% APR. Actual APR ranges from 5.99% to 35.99% depending on lender, creditworthiness, loan amount, and term. This is for illustrative purposes only and does not constitute a loan offer. Bear Loans Credit is a loan matching service, not a lender.
Why Use Bear Loans Credit
Your trusted loan matching service connecting you with top lenders
Free Service
No cost to compare loan offers from our network of lending partners.
Multiple Lenders
Access to our network of lending partners to find the best rates and terms for you.
Quick Process
Get matched with lenders in minutes. One form connects you to multiple offers.
Secure Platform
Industry-standard security measures to protect your data during transmission.
No Obligation
Compare offers without commitment. Review all options before deciding.
How It Works
Get matched with lenders in four simple steps
Complete One Form
Quick 5-minute application to tell us about your loan needs.
Get Matched
We connect you with lending partners from our network based on your profile.
Compare Offers
Review rates and terms from multiple lenders in one place.
Choose Your Loan
Select the best offer for your needs and complete the process with your chosen lender.
Who Can Apply?
18 years or older
U.S. citizen or permanent resident
Active checking account
Verifiable income source
Valid email and phone number
Meeting these requirements doesn't guarantee loan approval. Final approval is determined by individual lenders based on their own criteria.
Use Your Loan For:
Debt consolidation
Home improvements
Major purchases
Emergency expenses
Medical bills
And more...
Lenders in our network offer installment loans for various purposes. Check with individual lenders for specific use restrictions.
Representative Example
Example from our lending partners
Important: This is an example only. Your actual rate and terms will vary by lender and will be determined based on your creditworthiness, loan amount, loan term, and other factors. Not all applicants will qualify for the lowest rates. Rates from our lending partners range from 5.99% to 35.99% APR.
Frequently Asked Questions
Get answers to common questions about our loan matching service
Important Disclosures
MATCHING SERVICE DISCLOSURE
Bear Loans Credit is a loan matching service, NOT a lender. We connect consumers with lending partners in our network. Submitting a request allows us to share your information with third-party lenders and lending partners who may contact you about loan products.
APR DISCLOSURE
Annual Percentage Rate (APR) ranges from 5.99% to 35.99% depending on lender, creditworthiness, loan amount, term length, and other factors. Not all applicants will qualify. Rates shown are examples from our lending partners and do not constitute a loan offer. Actual rates and terms determined by individual lenders.
REPRESENTATIVE EXAMPLE
Example from lending partners: $10,000 personal loan at 15.99% APR repaid over 36 months. Monthly payment: $356.18. Total repayment amount: $12,822.48. Total interest charged: $2,822.48. Your actual rate and payment will be determined by the lender you choose and may differ based on your creditworthiness and loan terms.
LENDER NETWORK DISCLOSURE
Bear Loans Credit maintains relationships with multiple licensed lenders and lending partners. We may receive compensation from lenders in our network. This compensation does not affect the rates or terms you receive. Each lender in our network is independently licensed and operates under their own terms and conditions.
NO GUARANTEE DISCLOSURE
Submitting a loan request does not guarantee you will be matched with a lender, approved for a loan, or receive the loan amount requested. Lender approval and loan terms are subject to each lender's underwriting criteria and eligibility requirements.
STATE AVAILABILITY
Service available in most states. Lending partners may have additional state restrictions. State licenses held by individual lenders in our network.
CREDIT CHECK NOTICE
Submitting your information may result in a soft credit inquiry by lenders in our network, which does not impact your credit score. If you accept a loan offer from a lender, that lender will perform a hard credit inquiry, which may affect your credit score.
DATA SHARING NOTICE
By submitting your information, you authorize Bear Loans Credit to share your data with lenders and lending partners in our network. You may be contacted by lenders via phone, email, or SMS. See our Privacy Policy for details on how your information is used and shared.
LATE PAYMENT WARNING
Late or missed payments on loans from our lending partners may result in additional fees and may be reported to credit bureaus, which could negatively impact your credit score. Contact your lender directly regarding payment issues.
CONTACT INFORMATION
Questions about our service? Contact us:
Phone: 1-888-523-2763 (Mon-Fri 8AM-8PM ET, Sat 9AM-5PM ET)
Email: loans@bearloanscredit.com
Address: 201 S Biscayne Blvd, Suite 2800, Miami, FL 33131
Note: For questions about a specific loan offer or existing loan, please contact the lender directly.